Interchange Rates
Oct 2010
Visa Interchange Category Shrt Desc Chg Type % Rate + Per Item Buckets
Non-Chip/Chip Elect -- Consumer ELECT CONS 2030 1.54% Qual
Non-Chip/Chip Elect -- Infinite ELECT INFI 2031 1.74% Rewards Qual
Non-Chip/Chip Elect -- Business ELECT BUS 2120 1.90% Comm Non-Qual
Non-Chip/Chip Elect -- Corporate ELECT CORP 2121 1.90% Comm Non-Qual
Non-Chip/Chip Elect -- Purchase ELECT PUR 2122 1.90% Comm Non-Qual
Non-Chip/Chip Elect -- Debit ELECT DB 2032 0.25% Debit Qual
Non-Chip/Chip Elect -- Prepaid Cons ELECT PPD 2033 1.25% Qual
Non-Chip/Chip Elect – Prepaid Comm ELCT PPD C 2123 1.25% Qual
Non-Chip/Chip Elect – Comm Debit ELECT C D 2184 0.25% Debit Qual
Standard – Consumer STND CR 2048 1.65% Non-Qual
Standard – Infinite STND INF 2040 1.85% Non-Qual
Standard – Business STND BUS 2134 2.00% Non-Qual
Standard – Corporate STND CORP 2136 2.00% Non-Qual
Standard – Purchasing STND PUR 2138 2.00% Non-Qual
Standard – Debit STND DB 2042 1.15% Qual
Standard – Prepaid Consumer STND PPD 2044 1.25% Qual
Standard – Prepaid Commercial STND PPD C 2130 1.25% Qual
Standard – Comm Debit STND C D 2190 1.15% Qual
Recurring Payment – Consumer RECPMT CR 2050 1.40% Qual
Recurring Payment – Infinite RECPMT INF 2051 1.60% Rewards Qual
Recurring Payment – Business RECPMT BUS 2140 1.85% Non-Qual
Recurring Payment – Corporate RECPMT COR 2141 1.85% Non-Qual
Recurring Payment – Purchasing RECPMT PUR 2142 1.85% Non-Qual
Recurring Payment – Debit RECPMT DB 2052 0.60% Qual
Recurring Payment – Prepaid Cons RECPMT PPD 2053 1.25% Qual
Recurring Payment – Prepaid Comm RECPMTPPDC 2143 1.25% Qual
Recurring Payment – Comm Debit RECPMT C D 2185 0.60% Qual
Srvc Station Electronic–Consumer SRVC CR 2060 1.21% Qual
Srvc Station Electronic-Infinite SRVC INF 2061 1.41% Rewards Qual
Srvc Station Electronic-Business SRVC BUS 2149 1.80% Comm Non-Qual
Srvc Station Electronic-Corp SRVC CORP 2150 1.80% Comm Non-Qual
Srvc Station Electronic-Purch SRVC PURCH 2151 1.80% Comm Non-Qual
Srvc Station Electronic-Debit SRVC DB 2062 0.15% Debit Qual
Srvc Station Electronic-PPD Cons SRVC PPD 2063 1.25% Qual
Srvc Station Electronic-PPD Comm SRVC PPD C 2152 1.25% Qual
Srvc Station Electronic – Comm Debit SRVC C D 2186 0.15% Debit Qual
Supermarket Electronic-Consumer SMKT CR 2070 1.36% Qual
Supermarket Electronic-Infinite SMKT INF 2071 1.56% Rewards Qual
Supermarket Electronic-Business SMKT BUS 2159 1.85% Comm Non-Qual
Supermarket Electronic-Corp SMKT CORP 2160 1.85% Comm Non-Qual
Supermarket Electronic-Purch SMKT PURCH 2161 1.85% Comm Non-Qual
Supermarket Electronic-Debit SMKT DB 2072 0.15% Debit Qual
Supermarket Electronic-PPD Cons SMKT PPD 2073 1.25% Qual
Supermarket Electronic-PPD Comm SMKT PPD C 2162 1.25% Qual
Supermarket Electronic-Comm Debit SMKT C D 2187 0.15% Debit Qual
Tier 1 Electronic-Consumer TIER 1 CR 2080 1.40% Qual
Tier 1 Electronic-Infinite TIER 1 INF 2081 1.60% Rewards Qual
Tier 1 Electronic-Business TIER 1 BUS 2169 1.80% Comm Non-Qual
Tier 1 Electronic-Corp TIER1 CORP 2170 1.80% Comm Non-Qual
Tier 1 Electronic-Purch TR1 PURCH 2171 1.80% Comm Non-Qual
Tier 1 Electronic-Debit TIER 1 DB 2082 0.15% Debit Qual
Tier 1 Electronic-Prepaid Cons TIER 1 PPD 2083 1.25% Qual
Tier 1 Electronic-Prepaid Comm TR 1 PPD C 2172 1.25% Qual
Tier 1 Electronic-Comm Debit TIER 1 C D 2188 0.15% Debit Qual
Tier 2 Electronic-Consumer TIER 2 CR 2090 1.45% Qual
Tier 2 Electronic-Infinite TIER 2 INF 2091 1.65% Rewards Non Qaul
Tier 2 Electronic-Business TIER 2 BUS 2179 1.85% Comm NonQual
Tier 2 Electronic-Corp TIER2 CORP 2180 1.85% Comm NonQual
Tier 2 Electronic-Purch TR2 PURCH 2181 1.85% Comm NonQual
Tier 2 Electronic-Debit TIER 2 DB 2092 0.15% Debit Qual
Tier 2 Electronic-Prepaid Cons TIER 2 PPD 2093 1.25% Qual
Tier 2 Electronic-Prepaid Comm TR 2 PPD C 2182 1.25% Qual
Tier 2 Electronic-Comm Debit TIER 2 C D 2189 0.15% Debit Qual
Emerging Market Elect - Consumer EMRG CONS 2400 1.00% Qual
Emerging Market Recure Pymt - Cons EMRGRCRCON 2402 1.00% Qual
Emerging Market Standard - Cons EMRGSTDCON 2404 1.00% Non-Qual
Emerging Market Elect - Infinite EMRG INFT 2405 1.20% Mid-Qual
Emerging Market Recure Pymt - Inft EMRGRCRINF 2407 1.20% Mid-Qual
Emerging Market Standard - Inft EMRGSTDINF 2409 1.20% Mid-Qual
Emerging Market Elect - Business EMRG BUS 2410 1.80% Non-Qual
Emerging Market Recure Pymt - Bus EMRGRCRBUS 2412 1.80% Mid-Qual
Emerging Market Standard - Bus EMRGSTDBUS 2414 1.80% Non-Qual
Emerging Market Elect - Corporate EMRG CORP 2415 1.80% Non-Qual
Emerging Market Recure Pymt - Corp EMRGRCRCOR 2417 1.80% Non-Qual
Emerging Market Standard - Corp EMRGSTDCOR 2419 1.80% Non-Qual
Emerging Market Elect - Purchasing EMRG PURCH 2420 1.80% Non-Qual
Emerging Market Recure Pymt - Purch EMRGRCRPUR 2422 1.80% Non-Qual
Emerging Market Standard - Purch EMRGSTDPUR 2424 1.80% Non-Qual
Emerging Market Recure Pymt - Debit EMRGRCR D 2426 1.00% Qual
Emerging Market Standard - Debit EMRGSTD D 2428 1.00% Qual
Emerging Market Recure Pymt - Comm D EMRGRCR CD 2430 1.80% Non-Qual
Emerging Market Standard - Comm D EMRGSTD CD 2432 1.80% Non-Qual
International Electronic Airline ELECT AIR 2006 1.10% Qual
International Electronic ELECTRONIC 2002 1.10% Qual
Issuer Chip Card ISSUERCHIP 2003 1.20% Qual
Acquirer Chip Card MERCH CHIP 2004 1.00% Qual
Commercial Card Swiped INTL COM S 2101 1.80% Comm Non-Qual
Commercial Card Keyed INTL COM K 2104 1.80% Non-Qual
Infinite Card Swiped INFIN SWP 2017 1.80% Rewards Qual
Infinite Card Keyed INFIN KEYE 2023 1.80% Non-Qual
International Premium V PREMINTL 2255 Non-Qual
International Standard V INTL STD 2005 1.60% Mid-Qual
Secure Electronic Commerce INTL ECOMM 2024 1.44% Qual
Electronic Commerce Merchant INTMERECOM 2025 1.44% Qual
Signature Card Swiped SIGN SWP 2026 1.80% Non-Qual
Signature Card Keyed SIGN KEY 2027 1.80% Non-Qual
Cash Advance CASH ADV 71 -1.55%
Int'l ISA Fee (clg 24) ISA FEE 214 0.10%
Int'l ISA Fee (clg 25) ISA FEE 214 0.50%
Assessments ASSESSMENT 201 0.06%



Interchange Rate
Apr 2010
(CAD/USD Funding)
MasterCard Interchange Category Chg Type % Rate Buckets
CAD Domestic Electronic Cons ELECT CON 2269 1.59% Qual
MC Dom Electronic High Spend ELECT HS 2326 2.00% Non-Qual
MC Dom Premium High Spend PREM HS 2297 2.25% Non-Qual
CAD Domestic Standard Cons STND CON 2295 1.72% Non-Qual
MC Dom Standard High Spend STAND HS 2327 2.13% Non-Qual
MC Dom Standard Premium High Spend STAND HS P 2328 2.65% Non-Qual
CAD Domestic Supermarkets Cons SPRMKT CON 2272 1.59% Qual
MC Dom Supermarket High Vol SPRMRKT HV 2316 1.36% Qual
MC Dom Supermarket High Spend SPRMRKT HS 2317 2.00% Non-Qual
MC Dom Supermarket High Spend/Volume SPRMKTHSHV 2318 1.56% Qual
MC Dom Supermarket Premium High Spend SPRMKTHS P 2319 2.25% Non-Qual
MC Dom Supermarket Prem High Spend/Vol SPMKTHSHVP 2320 2.00% Non-Qual
CAD Domestic Petroleum Cons PETRO CON 2273 1.59% Qual
MC Dom Petroleum High Volume PETRO HV 2321 1.21% Qual
MC Dom Petroleum High Spend PETROL HS 2322 2.00% Non-Qual
MC Dom Petroleum High Spend/Volume PETROLHSHV 2323 1.41% Qual
MC Dom Petroleum Premium High Spend PETROLHS P 2324 2.25% Non-Qual
MC Dom Petroleum Prem High Spend/Vol PETROHSHVP 2325 2.00% Non-Qual
CAD Domestic Volume Rate A RATE A 2274 1.40% Qual
MC Dom Rate A High Spend RATE A HS 2329 1.60% Mid-Qual
MC Dom Rate A Premium High Spend RATEA HS P 2330 2.00% Non-Qual
CAD Domestic Volume Rate B RATE B 2296 1.45% Qual
MC Dom Rate B High Spend RATE B HS 2331 1.65% Mid-Qual
MC Dom Rate B Premium High Spend RATEB HS P 2332 2.00% Non-Qual
CAD Corp Domestic Swiped* CORP SWIPE 2300 2.00% Non-Qual
CAD Corp Domestic Keyed* CORP KEYED 2311 2.00% Non-Qual
Enhanced Commercial Domestic Swiped EHN COMM S 2219 2.00% Non-Qual
Enhanced Commercial Domestic Keyed ENH COM KE 2221 2.00% Non-Qual
MC Dom Recurring Payments RECURRING 2333 1.59% Qual
MC Dom Recurring High Spend RECURE HS 2334 2.00% Non-Qual
MC Dom Recurring Premuim High Spend RECUREHS P 2335 2.25% Non-Qual
MC Dom SecureCode SECURE 2336 1.72% Mid-Qual
MC Dom SecureCode High Spend SECURE HS 2337 2.13% Non-Qual
MC Dom SecureCode Premium High Spend SECUREHS P 2338 2.65% Non-Qual
MC Secure Code Cons Debit SECURECOND 2362 1.00% Mid-Qual
MC Standard Consumer Debit STND CON D 2361 1.72% Non-Qual
MC Secure Code Comm Debit SECURECOMD 2392 1.00% Non-Qual
MC Standard Commercial Debit STND COM D 2391 1.72% Non-Qual
International Electronic** INTL ELECT 2201 1.10% Qual
International Merchant UCAF** MERCH UCAF 2202 1.44% Mid-Qual
International Full UCAF** FULL UCAF 2203 1.54% Mid-Qual
International Electronic Consumer Card ** ELEC CARD 2206 1.10% Qual
International Payment Transaction** INTL PYMT 2204 0.19% Qual
International Standard** INTL STD 2205 1.60% Non-Qual
MC Dom Sprmrkt – World Business SPRMKT MAB 2339 2.25% Non-Qual
MC Sprmrkt High Vol – Wrld Bus SPMKTHVMAB 2340 2.00% Non-Qual
MC Dom Petrol – World Business PETROL MAB 2341 2.25% Non-Qual
MC Petrol High Vol – World Bus PETROHVMAB 2342 2.00% Non-Qual
MC Dom Rate A – World Business RATE A MAB 2344 2.00% Non-Qual
MC Dom Rate B – World Business RATE B MAB 2345 2.00% Non-Qual
MC Dom Recurring World Business RECURE MAB 2346 2.25% Non-Qual
MC Dom Secure – World Business SECURE MAB 2347 2.65% Non-Qual
MC Dom Electronic World Business ELECT MAB 2348 2.25% Non-Qual
MC Dom Standard – World Business STAND MAB 2343 2.65% Non-Qual
Corporate Purchasing Large Ticket** C LG TCKT 2301 0.90% Mid-Qual
Corporate Purchasing Data Rate II** CORP DT II 2302 1.70% Non-Qual
Corporate Purchasing - Swiped** CORP PUR S 2303 2.00% Non-Qual
Corporate Purchasing - Keyed** CORP PUR K 2312 2.00% Non-Qual
Corporate Payment Transaction** CORP PYMT 2305 0.19% Non-Qual
Corporate Swiped** INTL COR S 2304 2.00% Non-Qual
Corporate Keyed** INTL COR K 2313 2.00% Non-Qual
International Electronic Commercial Card** ELEC COMM 2307 2.00% Non-Qual
Intl Electronic Premium INTLELCT P 2250 1.85% Qual
Intl Full UCAF Premium INTLFUCAFP 2251 1.85% Mid-Qual
Intl Merchant UCAF Premium INTLMUCAFP 2252 1.85% Mid-Qual
Intl Cons Standard Premium INTLSTND P 2253 1.85% Non-Qual
Intl Comm Standard Premium INTLCOMM P 2254 2.00% Non-Qual
Cash Advance CASH ADV 71 -6.50%
Int'l IPM Processing Fee INTL IPM P 312 0.00%
Int'l Cross Border Fee CAD Currency (clg 24) CAD CB FEE 313 0.40%
Int'l Cross Border Fee USD Currency (clg 25) USD CB FEE 314 0.80%
Int'l DCC Cross Border Fee MC DCC CB 317 0.80%
Access Fee† ACCESS FEE 3050 0.00%
Assessments ASSESSMENT 301 0.064%